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Is It Okay to Use a Credit Card for Emergencies?

Credit cards are a little polarizing in the world of fiscal responsibility. Some financial advisors are completely against them, while others admit they have certain benefits when used correctly. In addition to earning different points, rewards, or cash back, a credit card can provide a boost to your credit score.  Of course, this can quickly change if your credit …

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What Can a Financial Advisor Help With?

People have a lot of different ideas about what financial advisors do and who they’re here to help. The truth is, financial advisors can assist with most any financial area, big or small. That means you don’t need to be wealthy to work with a financial advisor.  In fact, people who see the biggest impacts from financial advisors are often …

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Stocks, Bonds, and Mutual Funds: Where Should You Put Your Money?

When it comes to improving your financial stability and establishing wealth, your first goals should be to pay off debt and setup an emergency fund. As you continue along your journey, you’ll start to have more money to utilize. The question is, what do you do with it?  You can start by putting away more …

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Making Sure You Don’t Run Out of Money During Retirement

Retirement is a time in life where you finally get to get away from the daily grind and enjoy life to its fullest. That’s not to say you should be overworked and miserable up until the day you retire. But retirement can allow you to pursue hobbies, passions, and adventures you otherwise couldn’t while working …

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Navigating the Emotions of Money and Personal Finances

People get emotional when it comes to money.  We receive a paycheck, and we feel happy. We realize how much taxes takes away, and we feel sad. If we’re having a rough day, we might buy ourselves something nice. If we reach a negative balance on our account, we feel fear and panic and anxiety.  If you’re looking to straighten out your finances, you need …

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The Great Wealth Transfer

As the baby boomer generation starts to pass on, a lot of money is expected to change hands. With estimates ranging from $30-68 trillion, experts are calling it the Great Wealth Transfer.  Baby boomers have been the wealthiest generation in American history thanks to a number of factors, including a consistently healthy market, low cost of living, rising real estate value, and more. …

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