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Balancing Financial Responsibility with Christmas Shopping

Whether you’re a post-Halloween or a post-Thanksgiving decorator, it’s hard to deny that the holiday season is upon us. City streets are decorated in glowing lights. Songs of Santa and chestnuts fill the air. And businesses are heavily promoting the hottest gifts of the season.  Even for the thrifty and financially responsible, Christmas time is often one …

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Wealth Management for the Middle Class?

People of all different financial standings are looking to do more with their money. Most high earning individuals turn to wealth management services to best utilize their money and assets.   Wealth management is a combination of different financial services, including financial planning, investment management, risk management, estate planning, and more. With proper wealth management, people of high financial standing …

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Improve Your Financial Health by Paying Yourself First

Financial planning can come off as complex and intimidating. Many people give up before they even begin because it feels like too much work. But the truth is, healthy financial actions can be very simple. You just need to know where to start.  One of the best ways to start is by paying yourself first. What does that …

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Stop Putting Off Your Goals: Financial Health Starts Today

“I’ll start tomorrow.”  These are the immortal words of people who don’t achieve their goals. Tomorrow is forever a day away. One delay leads to another. The constant putting-off builds up anxiety as you feel you’ll never actually make a change. Eventually, you believe your goal is completely unattainable.  The truth is, if you’re looking to make a change in …

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Is It Okay to Use a Credit Card for Emergencies?

Credit cards are a little polarizing in the world of fiscal responsibility. Some financial advisors are completely against them, while others admit they have certain benefits when used correctly. In addition to earning different points, rewards, or cash back, a credit card can provide a boost to your credit score.  Of course, this can quickly change if your credit …

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What Can a Financial Advisor Help With?

People have a lot of different ideas about what financial advisors do and who they’re here to help. The truth is, financial advisors can assist with most any financial area, big or small. That means you don’t need to be wealthy to work with a financial advisor.  In fact, people who see the biggest impacts from financial advisors are often …

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Stocks, Bonds, and Mutual Funds: Where Should You Put Your Money?

When it comes to improving your financial stability and establishing wealth, your first goals should be to pay off debt and setup an emergency fund. As you continue along your journey, you’ll start to have more money to utilize. The question is, what do you do with it?  You can start by putting away more …

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