Personal Finance

Balancing Financial Responsibility with Christmas Shopping

Whether you’re a post-Halloween or a post-Thanksgiving decorator, it’s hard to deny that the holiday season is upon us. City streets are decorated in glowing lights. Songs of Santa and chestnuts fill the air. And businesses are heavily promoting the hottest gifts of the season.  Even for the thrifty and financially responsible, Christmas time is often one …

Balancing Financial Responsibility with Christmas Shopping Read More »

Improve Your Financial Health by Paying Yourself First

Financial planning can come off as complex and intimidating. Many people give up before they even begin because it feels like too much work. But the truth is, healthy financial actions can be very simple. You just need to know where to start.  One of the best ways to start is by paying yourself first. What does that …

Improve Your Financial Health by Paying Yourself First Read More »

Stop Putting Off Your Goals: Financial Health Starts Today

“I’ll start tomorrow.”  These are the immortal words of people who don’t achieve their goals. Tomorrow is forever a day away. One delay leads to another. The constant putting-off builds up anxiety as you feel you’ll never actually make a change. Eventually, you believe your goal is completely unattainable.  The truth is, if you’re looking to make a change in …

Stop Putting Off Your Goals: Financial Health Starts Today Read More »

Is It Okay to Use a Credit Card for Emergencies?

Credit cards are a little polarizing in the world of fiscal responsibility. Some financial advisors are completely against them, while others admit they have certain benefits when used correctly. In addition to earning different points, rewards, or cash back, a credit card can provide a boost to your credit score.  Of course, this can quickly change if your credit …

Is It Okay to Use a Credit Card for Emergencies? Read More »

Navigating the Emotions of Money and Personal Finances

People get emotional when it comes to money.  We receive a paycheck, and we feel happy. We realize how much taxes takes away, and we feel sad. If we’re having a rough day, we might buy ourselves something nice. If we reach a negative balance on our account, we feel fear and panic and anxiety.  If you’re looking to straighten out your finances, you need …

Navigating the Emotions of Money and Personal Finances Read More »