Working With A Financial Professional A financial professional is an invaluable resource to help you untangle the complexities of whatever life throws at you. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Universal Life Insurance Universal life insurance is permanent insurance with a flexible premium. Here's how it works. How Women Can Prepare For Retirement Are women prepared for a 20-year retirement? Retirement Plan Detectives A couple become Retirement Plan Detectives, searching records from old employers.